COL Financial advocates financial literacy among Filipinos

The leading online stockbroker in the Philippines, COL Financial, in partnership with SM Investment Corporation, successfully conducted their nationwide financial literacy summit, SMart Investing – COL’s 2016 Wealth Building Summit for the Filipino Investor.

The summit aims to educate Filipinos so they can understand how investing and the stock market works. Over thousands of participants from Davao, Cagayan De Oro, Cebu, and Manila were able to participate in and learn from the educational and informative talks by some of the financial industry leaders in the country.

COL Financial President and Chief Executive Officer (CEO) Dino Bate opened the summit with his inspiring welcoming remarks to all the participants, which was followed by the presentation of COL Wealth Building Specialist, Jed Velarde, who highlighted smart and effective ways to invest in the stock market.

On his keynote presentation, COL Financial Chairman and Founder Edward Lee shared the many different investment styles and their unique attributes, saying that, “to be a successful active trader in this market one must understand the rules and manage his risk properly to avoid any major set backs.” 

Meanwhile, COL Fund Expert Marvin Fausto pointed out that the most important thing to remember in investing through mutual funds is to apply the principle of S.M.A.R.T.: Stay Invested, Manage Risk, Asset Allocation, Regular Investing, and Target Reviews.

The summit also convened representatives from the top fund houses in the Philippines for an informative panel discussion: Phillip Hagedorn, Managing Director for Equities of ATR Asset Management; Augusto Cosio, President of First Metro Asset Management; Carol Tinio, Vice President and Head of Partnership of Philam Asset Management; Wilson Sy, President of PhilEquity Management; Valerie Pama, Director and President of Sun Life Management; and Ruben Espiritu, President and Director of BPI Investment Management Inc. 

The afternoon session was spearheaded by COL Head of Research April Lee Tan and COL Chief Technical Analyst Juan Barredo, who discussed COL Financial’s mid-year market briefing. The summit concluded with a panel discussion with investment experts and representatives from SM Investments, BDO, and SM Prime, which was followed by a Q & A session.

COL Financial is the Philippines’ largest online stockbroker, established in 1999 with the goal of educating Filipinos on how to invest in the stock market the easy and convenient way. Today, with over 170,000 customers and a client equity of around Php56 billion, COL Financial is clearly the Filipino investor’s most trusted stockbroker.

The company continues to make investing even more convenient, with the recent addition of the COL Fund Source, the first and only fund supermarket in the country. Through the COL Fund Source, Filipinos can now invest in 26 pre-selected mutual funds from the top six mutual fund houses in the country using a single online platform. “COL has revolutionized the investment landscape by being the only independent source of funds online that will provide our customers a smart solution in making confident investment decisions,” says Marvin Fausto.

Through events such as the SMart Investing Summit, and through new products such as the COL Fund Source, COL Financial remains committed to financial literacy and to helping its clients build their wealth and achieve financial independence.

For more updates and info visit COL Financial.

Rescheduled: COL’s SMart Investing – Manila Event

The Manila leg of the COL Smart Investing Summit has been rescheduled due to the potential disruptions that may be caused by a large comic convention occurring the same event day (August 27). COL Financial has decided to change the date and venue of the Manila portion of COL SMart Investing Summit to September 3 at SM Aura Premier, BGC Taguig to ensure a smooth and better experience to all attendees. 

You may check the event details here. For more information on this event, visit the official Facebook page of COL Financial (https://www.facebook.com/colfinancial).

Build Wealth the Smart Way

The Philippines’ most trusted online stockbroker, COL Financial, and the largest Filipino conglomerate, SM Investments Corporation, will be sharing their secrets to investing success in this month’s “SMart Investing – COL’s 2016 Wealth Building Summit for the Filipino Investor.”

By joining this free summit, Filipinos can increase their financial literacy and find out what it takes to invest your way into financial security and independence.

Learn about stock market investing in the Philippines and discover how to grow your portfolio by investing in mutual funds. Hear from an impressive team of financial experts, including COL Financial Chairman and Founder Edward Lee, Philippine Stock Exchange President and CEO Hans Sicat, COL Fund Expert Marvin Fausto, and the top fund houses of the Philippines:  ATR Asset Management, First Metro Asset Management, Philam Asset Management, PhilEquity Management, and Sun Life Management.

Participants will also be able to sit in on COL’s mid-year market briefing in the afternoon session, spearheaded by COL Head of Research April Lee Tan and COL Chief Technical Analyst Juan Barredo. In addition, each day’s activities will come to a close with a panel discussion with investment experts and representatives from SM Investments, BDO, and SM Prime, followed by an exclusive Q&A session.

SMart Investing will kickstart this journey towards financial literacy on August 22 in Cebu, at the Radisson Blu Hotel from 8:30 am to 5:00 pm. The summit continues on August 23 at Cagayan de Oro for a 12:00 pm afternoon session at the Pryce Plaza Hotel. The last two days of the summit will be in Davao on August 25 at SM Lanang Premier, and in Manila on September 3 at SM Aura Premier, BGC Taguig, from 8:30am to 5:00pm on both days.

[UPDATED] *The Manila leg of the COL Smart Investing Summit has been rescheduled due to the potential disruptions that may be caused by a large comic convention occurring the same event day (August 27). COL Financial has decided to change the date and venue of the Manila portion of COL SMart Investing Summit to September 3 at SM Aura Premier, BGC Taguig to ensure a smooth and better experience to all attendees. 

For more information on this event, visit the official Facebook page of COL Financial (https://www.facebook.com/colfinancial) or register for the event at http://bit.ly/COLsmartinvesting.

Best Ways To Spend Your 13th Month Pay

It’s Christmas time! 🙂 The happiest and most awaited season for employees. Why? Because this is the time where Filipino employees receive their 13th month pay and Christmas bonuses.

For most people, their 13th month pay disappear in just a blink of an eye as if nothing happens. One major reason is because they get overwhelmed with the amount (who doesn’t) and then failed to plan their expenses. I can relate with them… I remember how excited I was and not able to strategize to manage my expenses. The result? I lost track of everything I received.

Maybe you are reading this article because you already received your 13th month bonus and now thinking of better ways to spend it. Congratulations! Let’s start our journey of being more responsible with our finances.

Let me share with you some tips that I have learned on how to wisely manage those bonuses!

 

 

Clear Your Debts

Imagine the feeling of celebrating Christmas and New Year being debt-free? That can be the best motivation towards a greater life. So, have at least a part of your 13th month bonus cut down (if not eliminate) your debts. Make your New Year and Christmas merrier!

Save and Invest

I know! The struggle is real. But discipline is the key. It is better to put at least 20% of your 13th month bonus on savings and investments like stock market, business, emergency funds, health card or mutual funds.

If you are planning to invest in the stock market, that’s a good idea. Maybe this is the best time for you. Educate yourself financially, read some books about investments, attend seminars, and ask help from experts like the Truly Rich Club.  To know more about this, read my blog about How Stock Market Investing Made Easy For Me or simply send me a message.

Manage Your Expenses

After working so hard, of course you deserve  to enjoy its fruits! But warning, be mindful on spending your money. Divide your 13th month bonus wisely with your expenses. Plan on how much you will spend for christmas parties, gifts, and family treats  for christmas and new year  celebrations.

Sales and Promos are also up in this season so it is really tempting to spend all your 13th month bonus on these things. Always think twice. Have yourself a list of “to-buy’s” so you would not rush and buy the things that are not on your budget.  Manage your expenses well.

Share Your Blessings

Save at least 10% of your 13th month bonus for tithing. Give back to God. Share for church and its ministries. Maybe you can also donate on charities like orphanages and communities that are in need. You’ll enjoy your Christmas and your bonus by sharing to others and by giving back to God.

 

There you have it! Don’t put your eggs in just one basket. There are many ways to wisely spend and manage your money.  Let’s be blessed on our journey to life and financial freedom! 🙂

 

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Post a comment below or simply fill up my Contact Form.

 

How Stock Market Investing Made Easier For Me

How I started investing in the Stock Market?

Admit it. The word “Stock Market”, “Money” and “Investing” seems to be complicated and risky when you hear it. Right? I had the same feeling before. With learning and guidance, I realized that Stock Market Investing can be simplified. Let me share with you the steps on how I started investing in the Stock Market:

1. Think of your Dreams

Freedom is the goal. not riches.

This tip is very simple yet important. Having a plan or goal inspires and turns things easy. Just like you, one of my dreams is to be financially free. I wanted to give, to do the things I love and to love others more. How can I do it without enough resources? When I started to know ‘what’ I want, I got excited to know ‘how’ I can do it. Yes, you need to know the “what” so that you’ll now the “how”. And so, this lead me to…

2. Look for Mentors and guides

I was looking for someone to help me then I heard Truly Rich Club. It is a membership club headed by financial mentors and experts including its founder, Bo Sanchez.

I find Truly Rich Club good for me because it promotes both financial and spiritual abundance. This club simply turned Stock Market Investing as easy to understand by sharing wealth strategies and without using financial jargon. So this is really recommendable for a beginner like me!

By joining Truly Rich Club, members will receive monthly Stocks Updates and practical talks to guide members on what to buy and sell for their Stock investments. If you are interested to know more about this, get Bo Sanchez’ free e-book “My Maid Invests In The Stock Market… And Why You Should too” by visiting and signing up on this page.

3. Set a Richer Mindset

This is where I heard and become interested about financial literacy. Getting a mentor or guide is really a big help but what’s more important is our mindsets. This is because everything begins on our minds. As advised by a friend of mine from Truly Rich Club, I started to feed my mind with positive thinking and financial literacy. Yes, setting a richer mindset is not just about how you should spend and save.

I started by reading financial education books, watching finance seminars and surrounding myself with mentors, experts and success-driven people. I realized that I really need to open my mind to learn and act with the right mindset on money.

It takes books and time to learn. I’m happy to share with you that I got my beginner-friendly financial books from Kerygma Books.  The financial books I have were written by Bo Sanchez. His books are recommendable for his teachings are practical and easy to understand. You may check out  his books here.

4. Manage your income

Learning never stops and  the lessons must be applied. with the books I have read I learned that discipline and taking in charge of your finances is important. Steps like eliminating debts, increasing income and building emergency and retirement funds are the things to consider. To learn more about this, feel free to browse books here.

Everything will be easy with love, teamwork and hard work. Start now.

5. Start Investing

Do you know that you can open a stock account and start investing with an initial investment of  Php5,000.00? Yes, you can! and the good thing is, It’s up to you how much you’ll invest after opening an account. I started Stock Market investing  buy availing “Easy Investment Program” of COL Financial, a registered Philippine Stock Brokerage firm. With this, ordinary individuals like us could now open a stock account!

I realized that by simply investing in the stock market in long term, an employee or aspiring work-from-home woman like me can realistically earn millions without going abroad or starting a business.

 WORK IN PROGRESS

Learning never stops. I am still on the process of repeating and doing the tips above. I cannot say that I already achieved the “freedom” I dream but I know that there is something that is happening. There is a change that is happening and it is with my mindset. It is fulfilling and freeing. With this I say that being guided by Truly Rich Club, learning from Kerygma Books and investing with COL Financial makes stock market investing easy for me. 🙂

Stories to share? Interested to learn more about this? Let’s do it!

Post a comment below or simply fill up my Contact Form.

Aspiring to live a life and work in freedom,

Anna